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Rupaiya Exchange Loans - For Android

Now, you can borrow money online quickly using your android phones. Apply loans, keep track of your loan applications and manage repayments easily.

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Monthly Loan Applications

UP 15%

Loan Origination

> 90,00,00,000

Funding Offers

> 25,10,00,000

Monthly Funding Offers

UP 10%

Average Interest


Existing Lender Commitments

> 11,70,00,000

Borrowing has never been easier

Rupaiya Exchange offers you a secure online platform for P2P lending and borrowing.




The registration process takes less than 5 minutes post which you can start experiencing the ease of online borrowing.


Complete Profile

Upload Documents

Both lenders and borrowers need to provide their basic information for signing up with us. Along with KYC documents.


Apply Loan

Apply Loan

The loan application form is very simple and allows the Borrower to choose the Amount, Interest Rate and Duration of the loan.


Get Funded

Get Funded

Lenders place their bids on your loan. Once this process is complete, you receive the funds.

  • Fintech startup Rupaiya Exchange secures angel funding from a clutch of HNIs

    Delhi-based Rupaiya Exchange, a player in the nascent market of peer to peer lending, has raised $200,000 in angel funding from a group of HNIs and professionals.
    In the next one year, the company aims to scale up and facilitate Rs. 100 crore disbursements. So far, the company claims that it has facilitated disbursement of more than Rs. 9 crore. The platform which has a pan India presence, accepts the loan applications after it passes a combination of more than 100 parameters.

    By ET Tech

  • Rupaiya Exchange raises $200,000 in funding.

    Rupaiya Exchange, a peer-to-peer (P2P) lending aggregator, has raised USD 200,000 (about Rs 1.36 crore) in angel funding from a group of high-net-worth individuals (HNIs) and professionals.
    The company, which began its operations in November last year, has developed proprietary technology to assess users registered on its platform and perform credit checks on the borrowers.

    By Press Trust of India

  • The time consuming and inflexible process in banks has led to a rise of an industry that has become a viable alternative to replace them. Peer to Peer lending process works through an online platform which connects the borrowers and lenders. This platform does not use its own funds but acts as a facilitator between the two. Instead of going to the banks, applying for a loan and giving them a high interest rate, people have started using P2P platform to get loans instantly and at low interest rates. To give this culture a much required kickstart in the country, RupaiyaExchange came into play.

    By Gaurav Sangwani

  • RupaiyaExchange is a virtual marketplace for peer-to-peer lending which gives access to a pool of consumer loans. It facilitates an Alternative Finance Option and allows people to invest in each other in a way that is beneficial to both the lender and borrower.


  • The aim of this platform is to provide individuals with alternative finance options. There are lot of individuals who, despite having a credible profile, do not have access to capital through traditional Financial Institutions (including banks, NBFCs etc) or are not able to access cheaper source of financing. Rxchange would like to help such individuals through Rupaiya Exchange platform.

    By Shivani Pandita

  • Peer-to-peer lending allows you to make loans to individuals or participate in pools of loans, limiting your risk. You can use borrowers’ credit scores to decide how much credit risk to take.

    By Philip Van Doorn

  • Rupaiya Exchange has made loaning and borrowing a secure and advantageous process. It is interesting to note that these loans are unsecured personal loans, which can range from applying for your laptop to the loan for a family event, Rupaiya Exchange covers it all.


Our Testimonials

  • Quick processing, lower interest than any P2P lenders in market. Exceptional support from team. I have come across many P2P lenders that take advantage with exorbitant ROI, RX is different and I wish RX best of luck.

    Regards, Shamala

  • Hi Team, Thank you for quick approval. The time took for rxchange to disburse the money was amazing and the customer support was mind blowing. They discussed about the bank holidays well in advance and arranged funds so that I got the approval before the bank holidays. Excellent customer support team rxchange.


  • Unbelievable service, its one of a kind and fast service, I think banks should speed up their services by learning from you all. Best of luck and keep up the good work

    Regards, Kumar

  • It has been a wonderful experience with RupaiyaExchange. Everything is so transparent and easy to understand and easy to get loan. What stands apart in RupaiyaExchange is the short term loans or bridge loans which I am sure will click with individuals who are unable to get large amount. RupaiyaExchange will make every opportunity count in our favour and guide us in getting the loan ASAP which I think is not possible in other p2p providers in India. Hats off to RupaiyaExchange team. You should go stronger in the future.

    Regards, Satish Kumar

  • As a Borrower I want to say that you people are doing great and really helping people with no efforts. There are lots of P2P lenders but 99% of lenders hesitate to lend in every parts of India. But "Rupaiyaexchange" is just "Rupaiyaexchange".

    Regards, Dipak

  • I would like to thank the entire team of RUPAIYAEXCHANGE, for helping me during my crisis. They always attended the phone and answered my queries. They are extremely courteous and once the rules are informed they never make any changes. They are also humane enough to understand when there is emergency. I WISH THEM ALL SUCCESS IN FUTURE, MAY GOD BLESS THEM FOR HELPING THE NEEDY.

    Regards, Geetha

  • My experience is awesome. After addressing my initial doubts by the rx team and easy documentation my loan for 50 k was processed quickly as promised by the rx team. it was such a great thing that can happen for a common man on whom all the bank doors are shut and this new money lending concept is such a treat for a common man. easy loan processing minimal documents and commitment from the rx team makes sure all your financial worries are taken care of. I absolutely recommend this to my fellow Indians.

    Regards, Sam

Awards and Achievements

Alternative Investment Awards

Alternative Investment Awards 2017

Rupaiya Exchange has been awarded as the most Innovative P2P Lending platform in India by Alternative Investment Awards (Wealth and Finance) 2017.

Alternative Investment Awards

Metlife Financial Inclusion Competition

Rupaiya Exchange is one of the semi finalists in Metlife Financial Inclusion Competition from India .