Are you Looking for a Personal or Business loan from peers in India?

Are you Looking for a Personal or Business loan from peers in India?

Nowadays, there are many sources through which you can get a loan such as through banks, NBFCs, direct selling agent (DSA) etc. In India, there is one sector that is emerging as one of the best and reliable solutions for easy and quick loan i.e. P2P lending. P2P lending companies help those people who are looking for a personal loan from their peers as they provide a platform where such investors can easily fund you within span period of 3-4 days.

There can be a number of reasons why people should opt out for p2p lending in India for a loan. 

Urgent Money Requirement

If you are in need of urgent money due to any reason may be for your daughter’s marriage, financing your debts, education for your children etc. A P2P lending platform such as Rupaiya Exchange can be a reliable solution to meet your requirement of urgent money because we all know the ‘elaborate’ procedure of applying for a loan from banks and NBFCs. They have a set of rules that consumes time whereas availing a loan from p2p lending is less time to consume and easy. To avail loan from investors in Delhi/NCR, Mumbai, Bangalore or any other place you just need to follow these steps.

  • Register yourself as a borrower at Rupaiya Exchange, Click here to borrow money online.
  • Note: You can avail both personal loan as well as a business loan through this virtual platform. For personal loan register yourself as an individual and for a business loan via p2p lending register yourself as a company/organization.
  • Fill up the required details and click on “Register” Button.
  • Upload the documents required and you are done.
  • Note: Your documents will go through a credit check to check whether you are eligible to apply for a loan or not (check your eligibility here) and within a span period 3-4 days the loan amount will be disbursed to your account.

No Collateral

Most of the time you come across a situation where you need some mortgage in return to meet your loan requirement. However in the case of p2p loan you do not put your assets, for example, your property, gold or any other asset as a mortgage for a loan.

No Prepayment Fees

If you decide to close your loan sooner than the fixed loan tenure. You will not get burden with any extra charges.

A Credit Score is Not the Criteria

As mentioned in our previous blog, the P2P lending platform provides you a platform where your credit score is not looked in isolation. There is the alternate scoring mechanism used to generate a score which is dependent on multiple factors and not only your credit score.


Rupaiya Exchange will help you avail quick and easy loan from investors in India as a very competitive interest rate. Please click on the link to know more about how p2p lending in India works.