Eligibility


For Individuals

  • You should be an Indian national above 18 years of age
  • You should have a PAN card
  • You should have an active bank account
  • You should have an identity proof and a residence proof
  • Your income should not be in cash
  • You are required to submit necessary documents as per the website

For Companies

  • Business should be registered as a public company/ partnership/ proprietorship/ private company/ OPC
  • It should have a PAN card
  • It should have an active bank account
  • It should have an Certification of Incorporation and a valid registered office proof
  • It is required to submit necessary documents as per the website

General

  • Presence on Social Media/ Pages is mandatory. We use social activity as one of the parameters to determine your credit worthiness.
  • Please note that a guarantor (blood relation) is required for every loan application.
  • By registering on our platform you are allowing Rupaiya Exchange to extract and submit your credit reports from credit authorities , and file reports and complaints against you in case of late or non repayment to various credit authorities.